Product Owner - Digital Cash & Tokenized Payments
Doran Jones Inc
United States
October 29, 2025
Apply NowProduct Owner - Digital Cash & Tokenized Payments
United States
Product/Project Management /
Full-Time /
Remote
We are seeking a forward-thinking Product Owner to lead the design and development of digital cash, programmable payments, and tokenized deposit solutions aligned with identity-first, compliance-embedded digital value systems. This role sits at the intersection of financial regulation, distributed ledger technology (DLT), and programmable finance.
You will drive products that enable real-time, programmable, and compliance-first digital payments across multi-bank, government, and enterprise ecosystems. Working closely with engineering, compliance, regulatory, and business teams, you’ll shape the future of regulated digital value infrastructure.
*Travel required
*No C2C
Responsibilities
- Own the product roadmap and feature definition for digital cash and tokenized payment instruments issued by regulated banks and institutions.
- Collaborate with internal stakeholders and clients (banks, central banks, ministries) to translate market needs into configurable, scalable solutions.
- Design user journeys for use cases such as wage protection, government disbursements, cross-border settlements, and CBDC interoperability.
- Develop detailed product specs for features like: Identity-linked wallets; Multi-tenant architecture; Purpose-bound programmable money; Compliance rule engines; Wallet management, access control, and auditability.
- Translate emerging regulatory requirements (e.g., GENIUS Act, VARA, MAS sandbox) into embedded compliance logic.
- Coordinate with engineering on API-first integration with banking systems, payment rails, and national ID/KYC databases.
- Define KPIs for product usage, compliance adherence, and ecosystem interoperability.
Required Experience
- 8+ years in product management, with 4+ years focused on financial services, payments, or blockchain-based infrastructure.
- Proven experience with tokenized deposits, stablecoins, or digital cash systems, preferably within multi-stakeholder ecosystems.
- Familiarity with permissioned DLTs, identity vaults, multi-token support, and compliance-by-design frameworks.
- In-depth understanding of AML/KYC flows, programmable payments, and wallet infrastructure.
- Experience engaging with financial regulators, legal teams, and cross-functional delivery squads.
- Strong understanding of payment infrastructure (ACH, ISO 20022, RTP, SEPA) and integration patterns.
Preferred Experience
- Experience with wage protection systems, government disbursements, or CBDC pilots.
- Knowledge of multi-tenant financial architectures and embedded compliance engines.
- Technical fluency with token standards (e.g., ERC-20, ERC-4626), API design, and identity-based architecture.
- Ability to manage product delivery across different regulatory environments (UAE, Singapore, U.S., EU).
McLaren Strategic Solutions is a leading-edge global technology consulting firm, addressing critical challenges across industries such as retail, financial services, and healthcare. Integrating a powerful ecosystem of platforms with capital-efficient execution, McLaren specializes in digital transformation to help businesses optimize operations, accelerate revenue, and achieve scalable outcomes. McLaren’s expertise spans the development of customer-centric applications, modernizing systems for cost-effectiveness and security, and leveraging cloud scalability for future-ready architectures. With a deep commitment to operational excellence, McLaren provides comprehensive managed services, including application maintenance, cybersecurity, platform solutions, and AI-optimized operations, ensuring seamless, secure, and efficient performance.
From supply chain automation to compliance and analytics, McLaren drives measurable impact: improving workforce productivity, reducing inventory costs, and cutting technology ownership expenses. With its emphasis on automation and zero business downtime, McLaren facilitates seamless migrations from legacy systems to modern platforms, enabling organizations to harness the full potential of digital transformation. Backed by strategic partnerships and a proven delivery model, McLaren empowers clients to innovate, modernize, and achieve lasting success in today’s digital economy.
McLaren is a certified minority owned business through the NMSDC and has a mission to place more people from non-traditional backgrounds into sustainable technology careers. Through partnerships with non-profit technology programs in underserved communities and Veteran organizations, candidates transition from tech training programs into real IT careers at McLaren. Our unique recruitment policy allows us to create exceptional teams, bringing a broad spectrum of experience to our company and creating anything but a traditional consulting firm.
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